In the past, Linux was not overly blessed with decent budgeting software, and installing GnuCash was regarded by many as the epitome of a descent into dependency hell.

Thankfully, things have since changed, and anyone using a modern distribution could now have the software ready to go in just a few minutes.

This kind of software is all about the data; getting it in, getting it out and doing useful things with it. In terms of getting data into the package, there are three things we need. We want software that makes it easy to add items to the spending side because you'll be less likely to update your ledger if doing so proves annoyingly difficult.

We want filters that will import transaction data downloaded from our bank account and allow easy reconciliation between local and remote records. Finally, we want to be able to set up periodic transactions that can be added to the ledger at certain points each month to deal with things such as mortgage payments.

Remember that, while the price of shares and property can go down as well as up, the cost of most of these packages will always be £0.

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